FHA Loans
Key Features of FHA Loans
Favorable Loan Terms
Allow lenders to be more lenient on loan
terms like interest rate, down payment and
closing costs.
Low Down Payment
Allows for a smaller down payment, and
up to 100% of the funds can be gifted.
Flexible Closing Costs
Sellers are allowed to contribute towards
closing costs.
Accepts Lower Credit Scores
Offers less restrictive requirements than
conventional loans, making it
easier to qualify.
Better equipped to help you qualify.
By using local programs, we go beyond traditional loan options to help find the right loan for you.
115 years and still growing strong.
With $11 billion in assets, we’re ranked in the top 5% of all banks in the nation. We got there by taking care of those closest to us.
More than just loans.
We gifted $160,000 in scholarships to local families in 2020 through our NextGeneration Scholarship program.
