New Construction Loans

Key Features of New Construction Loans

Uninterrupted Financing

Uninterrupted Financing

Fund new construction and have it transition to a mortgage once the construction ends.

Extended Rate Lock

Extended Rate Lock

We will lock-in your interest rate for up to 270 days, and you have the option to float down to a lower rate.

Builder Credits

Builder Advantage

We partner with select builders to offer bundled discounts for customers purchasing new homes in select communities.

Better equipped to help you qualify.

By using local programs, we go beyond traditional loan options to help find the right loan for you.

Woman sitting in wheelchair while working on laptop
Aerial shot of exterior of FirstBank building

115 years and still growing strong.

With $11 billion in assets, we’re ranked in the top 5% of all banks in the nation. We got there by taking care of those closest to us.

More than just loans.

We gifted $160,000 in scholarships to local families in 2020 through our NextGeneration Scholarship program.

Loan officer presenting check to NextGeneration Scholarship recipient