Key Features of VA Loans
No Down Payment
Financing can include the full loan amount and closing costs. Borrowers can use gift or grant money for closings costs, and the seller can also assist with them.
No Mortgage Insurance
Only a one-time VA Funding Fee
is required and can be financed
into the loan amount.
Flexible Loan Terms
Offers less restrictive
requirements than conventional
loans, making it easier to qualify.
*VA Loan Program is subject to VA eligibility certificate review. Surviving spouses of veterans may also be eligible.
Better equipped to help you qualify.
By using local programs, we go beyond traditional loan options to help find the right loan for you.
115 years and still growing strong.
With $11 billion in assets, we’re ranked in the top 5% of all banks in the nation. We got there by taking care of those closest to us.
More than just loans.
We gifted $160,000 in scholarships to local families in 2020 through our NextGeneration Scholarship program.
